This article approaches the current financial state from a positive angle, according to the author provides it is actually fear and lack of confidence that is holding back the economy which otherwise is poised for substantial growth. An important reason which is holding back business managers from hiring or consumers from making more purchases is the lack of a clear picture of what the future holds. They should know that shrinking loan losses and strong earnings have left banks with a lot of cash which they can lend to qualified buyers. Additionally the government is extending support through supportive policies. The financial system is already strong enough and is only waiting for people to make the push for growth.

Source: Kiplinger